money management

Yearly ay I set a goal or theme.  Minsan hindi nasusunod, minsan ang hirap pangatawan, at madalas hindi sinasadya ay nangyayari na lang. Pero isa sa sinubukan ko ay may kinalaman sa simplicity o  “simplification.” I want to “simplify” things in my life to eradicate complications and negativity. In that […]

17 Ideas Why I Adopt Simplicity To Achieve Success, Happiness

When I first started reading about how to live frugally, how to save money when you shop for groceries, clothing or anything else and how to entertain yourself on a shoestring budget I realized that although I never really needed to, I was already using a lot of the grocery […]

Everything About Couponing You Absolutely Need To Know

Filipinos are great people in general. Our passions in life are determined by our strong faith and love.  Kaya hanggang we honor saying “opo” and “mahal kita [kita is not YOU – it means “You and I]”; and do respectful gestures such as “pagmamano” and “pagpapaalam” [getting permission], Filipino spirit […]

5 Common Pinoy Money Management Attitude Problems

Money Management?  Wow Big words! Parang course sa college o usapang board meeting.  Pero ‘lam mo, isa rin ako sa mga Pinoy na mas gugustuhin na  magbasa ng showbiz tsika o manood ng ngumangawa sa telenobela kaysa pagtyagaan ang maikinig sa diskusyon tungkol sa pera (zzzzz mode lang). Pero dati […]

Why Money Management is Essential for Business, Wealth Creation

My 3-day work from my brother and his wife’s home ( because of oh my goodness landline and internet connection disruption) gave me something like an office social life. While working, my sister-in-law ( who’s also a home-based career woman) and I discussed various topics including my favorite one – […]

5 Money Mistakes of Filipino Yuppies

Since 2011 ay naging interest ko ang pagbabasa about personal finance. Kadalasan, ang laman ng ganitong paksa ay may kinalaman sa investments gaya sa mutual fund, t-bond and stock market. Pero hindi lamang ito tungkol sa kung saan mo mapapalago ang iyong pera, kundi kung paano mo rin ima-manage ang iyong […]

Emergency fund: Do we need it?