Filipinos are great people in general. Our passions in life are determined by our strong faith and love. Kaya hanggang we honor saying “opo” and “mahal kita [kita is not YOU – it means “You and I]”; and do respectful gestures such as “mano” and “pagpapaalam” [getting permission], Filipino spirit is not dying. However we also need to recognize the exaggerated, negative or our wrongly defined traits. Here are the five common attitude problems that affect our money management:
- Pa- Victim Mentality – What and who have victim mentality? It’s the attitude of being “paawa” [pity] so you will help them even though they can do something to make their lives better. They most likely blame others and make excuses because they believe that they’re the most unfortunate hampaslupang person in the world. Tipong:
- Kapag galing kang ibang bansa, dapat magpa-piyesta ka pagdating mo
- Kapag di ka nagbigay, hindi siya magsu-survive
- Ganyan ka kasi ganito lang s’ya
Always remember that you can give assistance, but not always. Iba ang “nagpapatulong” sa “umaasa na.” You’re not helping them, you are actually tolerating their attitude problems. If you have victim mentality, try to slowly change your mindset as each person has own journey and crosses to bear. You can’t fully maximize your potentials or realize your self-worth if you keep on relying and blaming others. At the end of the day, no one can help you to thrive except yourself kaya [utang na loob] ‘wag tayong pabigat ateh at koyah!
- If you’re kuripot, then you’re madamot – If you think you’re Kuripot [frugal], apir, we’re both “Mutant and Proud.” Yun lang while luckily there are generous individuals, most Filipinos believe that frugality is
- Oh no, you’re getting poor na,
- Madamot [ more than selfish and below ganid],
- Kill Joy?
Frugality means you are good in saving money and protecting it. You know when you’re going to spend because you’re SURE about your satisfaction or happiness. Pa-party, ‘di naman marunong sumayaw. Manonood ng concert, ‘di naman naintiindihan iyong mga kumakanta. May new phone nga di naman alam gamitin :p Sabi nga ni Chinkee Tan, even you receive high salary that will not make you rich if you’re not…
- The Great Borrower – ‘Di naman siguro marami ang populasyon nila, but for me the great borrowers are those who think getting loans is natural and ALWAYS FIRST THING to do. Then wala lang. Tipong hihiram, magbabayad, tapos maghihiram ulit? The mysterious part is they afford to buy cars, smart phones, fancy clothes, and others [according to their Facebook updates]; but they can’t keep something for their monthly bills. Resulta? Lubog na sa utang, debt-ridden pa [ulit-ulit eh].
- Pasikat/ Pabida – In English, boastful in a starring role …charrot! Before Pasikat are common during fiestas, where they offer banquets and join contests or activities that allow them to expose their
talentsmoney. Personally, I like fiestas because its part of our culture, I can watch traditional shows, and discover different delicacies. Iyon lang there are individuals trying to please people because they are just showy and even sometimes at the expense of their family budgets. Puwede rin naman ambagan sa fiesta di ba?
An example of modern Pasikat entails social media updates and buying gizmos for the sake of saying “they can afford.” I believe smart reputable and richest people don’t boast [or often] about their escapades, branded clothes, latest gadgets, and expensive collections. Instead, they’re busy focusing on their productivity, marketing their brands, advocating their charity/ humanitarian projects, and giving motivational talks. Read about Warren Buffet, Bill Gates, Ariana Huffington, and Oprah Winfrey. They not make yabang, they make money.
5. Humility for the wrong reasons [Pagpapakumbaba … kuno] – Absolutely, being humble is good, BUT it should come with wisdom and dignity. Lalim noh? Explain ko… the bad type of humility is when we think we’re not good enough compare to others. We allow people to abuse our kindness, refuse to hear our voices, and disrespect our opinions. Samantala, when we receive appreciations ay itinatanggi naman natin or we’re in doubt of our worth. I believe the way we handle our career, business, money, and relationships also depend on our right or wrong mindset about humility.
“True humility is not thinking less of yourself; it is thinking of yourself less.”
― C.S. Lewis, Mere Christianity